Rent-A-Center's Near Me (2024)

FAQs

Does Rent-A-Center check your credit? ›

No. No credit history is required and we do not require a minimum FICO credit score.

RAC provides new and used brand-named furniture, appliances, computers and electronics from brands, such as Ashley Furniture, Sony, Whirlpool Corporation, Dell and HP. As part of their rent-to-own business model, Rent-A-Center generally makes its items available with small initial payments and no long term obligations.

Here's why Rent-A-Center parent rebranded as Upbound. PLANO, Texas — Rent-A-Center Inc., parent company for Rent-A-Center, Acima and other consumer brands, is now known as Upbound Group.

Effective February 22, 2023 , Rent-A-Center, Inc. changed its parent company name to Upbound Group, Inc. Upbound™ will function as an enterprise brand, unifying the Company's resources and capabilities.

You typically need a check stub to rent to own at Rent-A-Center as part of verifying your income. While Rent-A-Center doesn't require credit checks, proving your earnings through a minimum pay stub for renting or other financial documents is needed to ensure you meet your payment obligations.

They ask for references, one: character and responsibility confirmation and two: if you're late on your payment and avoiding their phone calls, they will start calling your references. Because they need to verify that you are reliable, as well as the need to contact those references if you don't pay your bill.

They will try to reposes the products but can also take you to small claims court if you don't return the products. They will also put you in their databases nationwide and never allow you to rent from any Rent-A-Center ever again.

OAKLAND – California Attorney General Rob Bonta today announced a $15.5 million settlement against Rent-A-Center, one of the nation's largest rent-to-own companies, for violations of state consumer protection laws relating to unlawful leasing practices and deceptive marketing.

Renewal Payments received after the due date may be assessed a late fee in the amount specified in the rental agreement to the extent permitted by applicable state laws. Customers using online payment processing to make their payments are required to pay each agreement on which a payment is made, in full.

Our commitment to a better life for our customers and coworkers has kept us at the top of the rent-to-own industry, and we're looking for people who share our passion. Today, Rent-A-Center employs about 13,000 people nationwide who serve more than one million customers.

Why did Rent-A-Center change their name? ›

The corporate name change is motivated by the company's growth beyond its roots and into a unified, multi-brand platform company. As Upbound, the company aims to provide strategic planning and shared services for all of its businesses, enabling a broader range of consumers to access flexible financial solutions.

The Same as Cash period provides your lowest early purchase option price. In the same as cash period, you can purchase the item by paying the difference between the rent you've already paid and the cash price shown on your agreement at any time before the Same as Cash period ends.

Under the terms of the proposed settlement, Rent-A-Center will provide between $100 and $1,000 to close to 100,000 Class Members. The amount each person receives will be based on 25 percent of the total value of each transaction.

Does Rent-A-Center report to the credit bureau? Rent-A-Center does not report your payment history to the credit bureaus. We know life happens so, we allow you to return your products at any time without further obligation.

In 2020, Rent-a-Center announced that it would be acquiring Acima Holdings for approximately $1.65 billion. Rent-a-Center, Acima's parent company, is now known as Upbound Group, Inc. (NASDAQ: UPBD).

Before you rent an apartment, the landlord can check your credit history. You may also be asked to pay a holding deposit. If a credit check is requested, the landlord will check your credit history through a credit reporting agency. Landlords usually do this before deciding if they will rent to you.

The Same as Cash period provides your lowest early purchase option price. In the same as cash period, you can purchase the item by paying the difference between the rent you've already paid and the cash price shown on your agreement at any time before the Same as Cash period ends.

As part of our digital approval processes, Aaron's will check credit history and creditworthiness and rely upon customer reports and information obtained from third-parties in considering your application. Aaron's minimum in-store lease requirements include a verified source of income, residence and 3 references.

Unless you or your landlord have signed up for a rent reporting service, the three major credit bureaus – Equifax, Experian and TransUnion – will not put rent payments on your credit report. That means your credit score and credit report aren't affected by your rent payments.